Car sell hone ke baad insurance me ye update karna *bahut zaruri* hai, warna accident hua to clai…
Car sell hone ke baad insurance me ye update karna *bahut zaruri* hai, warna accident hua to claim me problem ayega aur liability tumhare naam rahegi.
2 option hote hai:
*1. Buyer ke liye - Insurance Transfer karwana* IRDAI ke rule se car bechne ke 14 din ke andar insurance company ko inform karna padta hai.
Tumhe ye karna hai: - Insurance company ko call / branch me jake inform karo ki car sell kar di. - Documents dene honge: New RC copy (buyer ke naam ki), Form 29, Form 30, Sale Deed / Delivery Note, Old Insurance Policy copy.
Buyer ka policy uske naam pe transfer ho jayega. Iska 50-100 Rs ka nominal fee lagta hai.
*2. Seller ke liye - NCB Bachana* Agar tumne 1-2 saal me claim nahi liya hai to tumhara NCB (No Claim Bonus) 20% se 50% tak hota hai. Ye car ke sath nahi jata, ye tumhara hai.
Tum insurance company se *NCB Retention Letter* le lo. Ye letter se tum agli new car lete ho to uske insurance me 3 saal tak discount milega.
*Important Points:* - Buyer ko car lete hi apna alag insurance lena best hai, transfer ka wait mat karo. Bina insurance ke chalayega to challan aur risk uska hai. - Jab tak RC aur Insurance transfer nahi hota, legally owner tum hi ho. - Agar buyer transfer nahi karwata to tum policy cancel karke apna bacha hua paisa refund bhi le sakte ho.
Tum seller ho ya buyer? Batao to mai exact process bata deta hu Ahmedabad RTO ke hisab se. #TATA AIG #ZUNO #HDFC ERGO #SOMPO #SBI # SHRIRAM #ICICI #CHOLA MS #KOTAK #RELANCE ALL INSURANCE COMPANY AVAILABLE
